Dr. S. Ramesh. “FinTech Adoption and Bank Financial Performance in Emerging Markets: Evidence from Panel Data Analysis”. Journal of Corporate Finance Management and Banking System 6, no. 1 (March 8, 2026): 46–56. Accessed July 21, 2026. https://hmjournals.com/journal/index.php/JCFMBS/article/view/6463.