Ela Elliyana, Ady Kurnia, Diah Ismayanti. The Impact of Financial Literacy on the Consumptive Behavior of Generation Z Paylater Users: A Study on E-Commerce Platforms. JPOME [Internet]. 2024 Nov. 11 [cited 2025 Jul. 5];4(6):77-8. Available from: https://hmjournals.com/ijaap/index.php/JPOME/article/view/5175