https://hmjournals.com/ijaap/index.php/JCFMBS <p>The <strong>Journal of Corporate Finance Management and Banking System (JCFMBS) </strong>having<strong> ISSN 2799-1059 </strong>is a double-blind, peer-reviewed, open access journal that provides publication of articles in all areas of Finance, Management and Banking, and related disciplines. The objective of this journal is to provide a veritable platform for scientists and researchers all over the world to promote, share, and discuss a variety of innovative ideas and developments in all aspects of<strong> Finance, Management and Banking, and related disciplines.</strong></p> HM Journals en-US Journal of Corporate Finance Management and Banking System 2799-1059 https://hmjournals.com/ijaap/index.php/JCFMBS/article/view/5661 <p>Purpose: The study aims to investigate that personality traits have a significant effect on investment intentions with the moderating role of financial literacy of MBA and MBS students of TU-affiliated colleges in Butwal.</p> <p>Methodology: A stratified sampling technique was used, targeting 247 MBA and MBS students of TU-affiliated colleges situated in Butwal out of a total population of 625. An adopted questionnaire with a seven-point Likert scale is used with a descriptive and causal comparative research design, complemented by a comprehensive array of statistical measures, descriptive statistics, correlation, and regression. These are chosen for robust data analysis with Smart PLS student version and IBM SPSS Statistics version 20.</p> <p>Key Findings: The findings of the study are that there is a significant effect of personality traits (conscientiousness &amp; openness to experience) on investment intention, but neuroticism, extraversion and agreeableness do not have a significant effect. Additionally, financial literacy has a moderating role between the personality traits and investment intentions. Moreover, the financial literacy shows the negative correlation with investment intention.</p> <p>Implications: The implications of the study help in financial advising and decision-making, financial literacy programs, policy makers and individual investment decisions to make the fruitful investment.</p> Gopal Khanal Prof. Dr. Tara Prasad Upadhyaya Copyright (c) 2025 Authors https://creativecommons.org/licenses/by/4.0/ 2025-07-03 2025-07-03 5 2 1 13 10.55529/jcfmbs.52.1.13 https://hmjournals.com/ijaap/index.php/JCFMBS/article/view/5662 <p>This study examined the effect of assets growth on performance of Nigerian Deposit Money Banks (NDMBs) from 2006 to 2023. Secondary data on issues such as Asset Profile (AP), Capital Structure (CS), Credit Risk (CR), Liquidity Risk (LR), and Return On Equity (ROE) covering the period of study were gathered from the annual reports and accounts of the seven (7) NDMBs out of a population of 14 listed on Nigerian Exchange Group (NXG) as at December, 2023. Panel regression analysis was adopted to evaluate the effect of asset growth (a surrogate for merger and acquisition) on return on equity (a surrogate for performance) in the NDMBs. The result of panel regression analysis on the effect of asset growth on ROE in the NDMBs revealed that three (3) out of the four (4) explanatory variables were significant in explaining the variation in ROE, these are AP (ρ = 0.0015), CS (ρ = 0.0001) and LR (ρ = 0.0002). The study concluded that M&amp;A had positive significant effect on performance of NDMBs. The study recommends that banks’ management should embrace efficient customer service delivery, aggressive deposit drive and periodic training of staff in order to achieve improved customer patronage and performance.</p> Onaolapo Adekunle Rahman Ajala Oladayo Ayorinde Copyright (c) 2025 Authors https://creativecommons.org/licenses/by/4.0/ 2025-07-04 2025-07-04 5 2 14 24 10.55529/jcfmbs.52.14.24